home
become a member
annual meetings
journal of insurance issues
past presidents
about WRIA
university RMI programs
announcements
bylaws
 
 

TITLE
"Retirement Facilitators: Policy Considerations for Increasing the Role of the States in Assisting with Retirement Savings," Geralyn M. Miller, Volume 32, Spring 2009, pp 35-51.

ABSTRACT
This paper investigates the impact of socioeconomics within states with
regard to retirement income using the numbers of OASDI Social Security beneficiaries
from the Social Security Administration, data on annuity premium levels from the
American Council of Life Insurers, and state-level U.S. Census demographic data. In
light of the beginning of the wave of baby-boomer retirements, changing economic
conditions, and increased life expectancy, this is timely research. Findings from this
study support previous research based on national survey data and indicate that
specific demographics may have a significant impact on financial preparedness. Given
the varied nature of the demographic compositions within the individual states, this
may have implications for policy development involving an increased role for the
states in the retirement savings arena.