TITLE
"Application of the Engel, Kollat and Blackwell Model to Consumers of Automobile Insurance," Journal of Insurance Issues, Bonnice, Joseph C., 1985, Vol. VIII, No. 1: 23-24.

ABSTRACT
A significant stage of the analysis of consumer behavior was reached in the 1960s with the development of three models of consumer behavior in the following studies: Nicosia], Howard and Sheth, Engel Koolat, and Blackwell (EKB), all of which attempted to present a conceptual framework for the analysis of consumer behavior .

This article focuses on the examination of these conceptual models of consumer behavior and the determination of whether these models accurately depict the behavior of consumers of automobile insurance.